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We believe that an educated client is a powerful client. You are more likely to achieve your goals if you have the information to assist you along the way.

This is where Headstart Financial Services stands out from the crowd, we are not just a Mortgage Broking business there to assist you with your next loan or property purchase, we look at all aspects of your financial position to give you the best possible advice and knowledge to get you ‘ahead’ financially.

Headstart differs from other Mortgage Brokers with our simple philosophy of ‘Review’. With experience in the Financial Planning industry we recognise the power of a review and how this can save you money, whilst showing you ways to pay your loan off early so you can start building wealth for your future. There are no set and forget loans here!

We all want financial security for our future and most of us talk about investing in property, but don’t actually do anything about it, apart from maybe buying the house that we live in. Headstart helps you put all that talk into action. Where to buy an investment property is often a looming question for many and we have fantastic relationships with a select few property research companies that show us where the best places to buy are, what sort of return you can expect and what is happening in those areas to make them so attractive to the investor, which is all backed up by a great deal of research. Get those financial goals in place before it’s too late, It’s really not as hard as you think, especially with information and opportunities shown to you.

Be that person who says “I bought 10 years ago”, not I wished I did……

So stop thinking and start doing! Call us today for a complimentary appointment or just to have a chat about your goals or for a review.

About Lara

Lara Watt is the founder of Headstart Financial Services which has been 10 years in the making. With Financial Planning experience Lara specialises in providing a holistic approach to finance for her clients, considering all aspects of your financial world not just the home loan. Having been in the banking & finance industry all of her working life, from early days in branches, to working in HR and training, Lara is passionate about providing her clients with knowledge on the finance industry and breaks down all its "jargon" to ensure you understand your financial world.

Lara took her knowledge & experience from the Corporate Banking Sector to start her own Mortgage Broking business where she has honed her skills for the last 10 years (Wow, time flies when you are having fun!). Mortgage broking appealed to Lara as it gave her access to many bank products rather than being limited to just one, giving her clients choices. It has also allowed Lara to work with first home buyers, second home buyers, investors, families and small business to help them achieve their goals to make their dreams a reality. Having an interest in and is currently on the property investment journey herself, Lara loves helping people to start thinking about their financial future and goals before it’s too late, helping her clients grow their wealth through knowledge, by showing them opportunities available to them and getting them to take action. Lara holds the following qualifications:

  • Diploma of Financial Services (Financial Planning)
  • Diploma of Financial Services (Finance/Mortgage Broking Management)
  • Certificate IV in Financial Services
  • Justice of the Peace NSW 188321
  • Full Member of Mortgage Finance Association of Australia (MFAA)
  • Member of Credit Ombudsman Services Limited

Credit services provided by Lara Watt, Authorised Credit Representative Number 383126 of VOW Financial Pty Ltd ACN 138 789 161
(Australian Credit Licence 390261)

Contact us today to see how we can help you get a HEADSTART to your financial future.

It could be the best thing you ever did.

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What Our Clients Think.... "I sought Lara's Financial Advice and expertise when I was going through a divorce and I desperately wanted to secure a loan to purchase a home for my two daughters and I. It was always going to be difficult but Lara managed to find me a lender and was integral to me being able to make my dream come true. She was so supportive and worked with me every step of the way. Lara has since helped me look at other aspects of my finances to secure an even better future for my family and I look forward to working with her for many years to come."Kylie Wiles