Financial Wellbeing Hub

Welcome to Headstart’s Financial Wellbeing Hub.

By having access to this Hub means that your employer/ organisation are taking steps to improve and maintain your financial wellness, as this is an important part of your overall wellbeing alongside physical and mental health.

We know financial stress is an emerging Wellbeing issue for many Australians with rising cost of living, interest rate hikes and the housing crisis.

We’re on a mission to help you really understand your financial position so you have a better relationship with debt and increased confidence to build your wealth.

Login to access pre-recorded videos on a large catalogue of topics and you can work through these modules at your own pace with support from our team.

We also offer one to one coaching where we look at your individual circumstances and needs to offer solutions and plans to get you where you want to be.

Click here to arrange a meeting

Register below to access the Financial Wellbeing Hub videos

First Home Buyers

  • Common acronyms used in the finance world?
  • What is Loan to value ratio?
  • What is Lenders Mortgage Insurance?
  • How much can I borrow?
  • How much do I need as a deposit?
  • What are the costs involved?
  • Types of loans available
  • How can I improve my borrowing capacity?
  • What will impact my borrowing capacity?
  • Why is your credit rating important?
  • What Govt. assistance is available for First Home Buyers?
  • How is interest Calculated on my loan?
  • What is an Offset account?
  • How can family assist? – Family Equity (guarantor) loans
  • Buying an investment property V’s owner occupied
  • Fortnightly repayments rather than monthly
  • Benefits of using a Mortgage broker
  • Purchase process
  • Things to consider at Auction
  • Why are genuine savings important?
  • Fixed V’s Variable rate

Property Investment

  • What deposit do you need?

  • How does equity work?
  • Loan structures available for Investment
  • Interest only V’s Principle & Interest
  • How does Depreciation work?
  • Investing inside SMSF
  • Where to buy and what to consider?
  • Good debt V’s Bad debt.

Construction

  • Off the plan and how it works

  • 5 stages of Construction

Budgeting & saving for a deposit

  • Why Budget?

  • Ways you can save faster for a deposit.
  • Strategies with increasing rates
  • Why consolidate debts?
  • Why Review your loan?

Financial Wellbeing Hub Coming Soon

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